Owners of recreational vehicles in Atlus, OK can purchase recreational insurance from us at Dobbs & Braddock Inc. When you choose your recreational insurance policy, it’s important that you put some time and effort into making the decision.
The following are three priorities to focus on when you buy recreational insurance:
Understanding what recreational insurance is
Recreational insurance is an insurance policy that covers a recreational vehicle. If you own an RV, you need to have insurance coverage to legally drive it on public roads. You also should have insurance to protect the value of your recreational vehicle with collision coverage.
Although recreational insurance is similar to standard auto insurance, there are some differences to be aware of. For one thing, recreational insurance offers specialized coverage for customers who live in their recreational vehicle all or part of the year.
Shopping around for the right policy
Before you buy recreational insurance, you need to get quotes from a few providers. Customers should evaluate quotes carefully to choose a recreational insurance policy offering value and quality.
Reading the fine print of policies before choosing one
Customers need to know the details of the coverage they’re getting. Carefully reading over the fine print of your recreational insurance policy can save you from surprises or disappointments down the road when you file a claim.
You need to be prepared for the possibility of having to file a claim eventually by fully understanding the details of your policy.
Reach Out To Us
Let us answer your questions about recreational insurance in Atlus, OK. At Dobbs & Braddock Inc, we can offer you a quote on a policy. Get in touch with us today to learn more.
Consumers should weigh their options carefully before they buy a renters insurance policy. There are a few important steps you should go through before you buy an insurance policy in Atlus, OK. We can help you find the right renters’ insurance policy at Dobbs & Braddock Inc.
The following are three things that you should do before you buy renters insurance:
Understand what renters insurance covers.
Your first step should be to do some research and make sure you understand exactly what renters insurance covers.
A renters insurance policy covers you for liability expenses. Renters insurance can also cover your belongings within your rental unit. However, renters insurance will not provide coverage for damage caused by floods.
Get a few quotes from different providers.
Once you have a general understanding of how renters insurance works, you should find insurance providers in your area who offer this type of coverage. You can then contact insurance providers you’re interested in buying a policy from so that you can get quotes from them.
Carefully evaluate your options and choose a policy offering good value.
Evaluating quotes carefully and comparing them is an important step in choosing the insurance coverage that’s right for your needs.
While the price of different quotes you receive is an important consideration, you should also take the time to carefully consider other considerations like the customer service that different insurance providers offer. Select a policy that you can rely on for quality coverage if you ever need to file a claim.
Are you ready to buy renters insurance in Atlus, OK?
Dobbs & Braddock Inc is here to provide you with the information you need to be adequately insured as a renter. Call us for a quote on a policy.
Condo insurance is designed to protect the interior walls and contents of a condominium home. Condo insurance differs from traditional homeowners insurance and has unique terms and conditions. Anyone interested in securing condo insurance should reach out to Dobbs & Braddock Inc, serving Atlus, OK to get reliable coverage options.
Condo Insurance Protection
Individuals who purchase a condo need to secure condo insurance to protect the interior walls of their space and the contents of their homes. While a Condo building maintains coverage for the structure as a whole, it does not protect the individual unit owner from covered risks.
To learn more about the protection condo Insurance provides to policyholders, reach out to our insurance experts for more information. Agents can explain the terms and conditions of each policy and outline the benefits, potential gaps, and coverage to reduce risks and ensure each customer gets complete protection.
Anyone in the market for condo Insurance can sit down with one of our agents and let them determine their current needs by carefully assessing their situation. Once the agent has a good idea of how the condo owner can benefit from specific policies, they can help them select the right one for their needs. Additionally, they can help submit documentation to secure coverage quickly, assist with any changes to the policy, and help them submit claims if necessary.
Find Out More
To find out more about condo insurance and the policy options available through Dobbs & Braddock Inc, call or stop by our office. We want to schedule a consultation to allow for questions or to address any concerns. Secure protection insurance can provide for the residents of Atlus, OK by getting started today.
At Dobbs & Braddock Inc, serving the greater Atlus, OK region, we provide health insurance to residents in the state of Oklahoma. We also provide related tips for your overall well-being. Exercising regularly can be a difficult task to maintain, but it is beneficial for your health. Going to the gym is one of the best ways to get fit, stay healthy, and improve your physical and mental health.
Here are some tips from us for getting motivated to go to the gym:
1. Set realistic goals:
One of the first things you should do when trying to motivate yourself to go to the gym is to set achievable goals – such as going three times a week or increasing your cardio routine by 10 minutes each time. Knowing what you need to accomplish will help keep you focused and motivated on going regularly.
2. Find an exercise buddy:
Having someone who shares your fitness goals can be a huge motivator for going to the gym. Having an exercise buddy that holds you accountable and provides support can make all the difference in sticking with your fitness plan.
3. Reward yourself:
After completing each workout session, reward yourself with something small like buying a new item of clothing or treating yourself to a healthy meal, this will ensure that you stay motivated and focused on achieving your fitness goals.
4. Make it fun:
Working out doesn’t have to be boring! Incorporate activities that you enjoy into your routine such as running outdoors or playing basketball with friends at the park – this way you’ll look forward to getting active instead of dreading it!
Update Your Health Insurance Policy To Best Meet Your Needs
By following these simple tips, you can easily stay motivated and enjoy reaching your fitness goals! You also want to take a look at your health insurance coverage to ensure you have the right policy for your needs.
For more healthy living tips, call us at Dobbs & Braddock Inc today. We proudly serve the Atlus, OK area.
If you want to choose the right life insurance for your situation, there are a few priorities you should focus on. We can help you make important life insurance decisions at Dobbs & Braddock serving the greater Atlus, OK community.
Below are three priorities you’ll want to focus on when you purchase a life insurance policy:
Finding a policy with an affordable premium
Budget carefully when you decide on a life insurance policy. You’ll have to keep up with your premium payments so that you can continue to enjoy the coverage.
Compare quotes from various life insurance companies so that you can get a premium that is both affordable and competitively priced.
Making sure that your beneficiaries have enough money if you pass away
The amount of your death benefit is one of the most important decisions you make when you choose a policy. The death benefit on your policy needs to replace your income for your beneficiaries if you should pass away.
Crunch the numbers so that you figure out a death benefit amount that will allow your beneficiaries to maintain their lifestyle without your income.
Choose the best type of life insurance for your situation
There are various types of life insurance available. It’s important that you understand what these different types of life insurance are and how they work.
Some of the types of life insurance policies from among which you can choose are term life insurance, universal life insurance, whole life insurance, and variable life insurance. Don’t purchase a policy until you understand the differences between these life insurance types.
Contact Us Today
Dobbs & Braddock Inc. is a great choice for quality life insurance for consumers in Atlus, OK. Call us or email us and we’ll provide you with a policy quote!
People living in the Atlus, OK area that want to be their own boss should consider starting their own business. If you choose to be a business owner of any kind, having the right insurance for your company is important.
There are various reasons why commercial insurance should be maintained at all times:
Ensure Business is Covered
An important reason for any business to have a commercial insurance plan is to ensure the business is appropriately covered. If you are going to run a business, you will want to know you are able to mitigate as many risks as you can. With commercial insurance, you are able to protect your business assets, reduce your liability risks, and receive other forms of coverage. Ultimately, this insurance will help your business remain solvent if some unexpected situations arise.
Remain Compliant with Agreements
You also need to have a commercial insurance plan to remain compliant with various agreements that you sign. Any stakeholder in your business, which can include investors, lenders, customers, and other parties, will want to know that your business is protected and supported with insurance. Due to this, they typically will include insurance requirements in the documents you sign. If you have a commercial insurance policy, it will give you the support needed to remain in compliance with all of these agreements.
Get The Right Coverage Today
It is very important for any business owner in the Atlus, OK area to properly assess their commercial insurance needs. Once you are ready to start shopping for coverage, it would be wise to call the team with Dobbs & Braddock Inc. The insurance professionals with Dobbs & Braddock Inc will give you the guidance needed to properly build a plan that will protect your business and keep it in good standing moving forward.
Not all auto insurance is created equal. Not all insurance carriers are equal. Making a good decision when it comes to choosing your carrier can help you avoid a headache if you ever need to use it. At Dobbs & Braddock Inc in Atlus, OK, we only represent the best carriers in the business, and we help our customers to make sure they know everything they need to know before making their choice.
Is auto insurance required in Oklahoma?
Simply stated, yes, you must have liability coverage. The required amount is 25/50/25. This is $25,000 for injuries sustained by one person in an accident with a maximum of $50,000 for more than 1 person. The other $25,000 is for damage to property.
Can I have more than one car on my auto insurance?
Yes, you can. While most insurance companies won’t balk at several, they may ask questions about usage. If one is a seasonal vehicle, be sure to let them know.
What does comprehensive auto insurance cover?
Comprehensive is an optional coverage that you can choose to carry on your vehicle. This insurance is not required unless you have an auto loan or are leasing a vehicle. Known as non-collision coverage, it covers other things that can damage your vehicle. It covers weather-related damage like floods or wind damage. Coverage extends to the glass on your vehicle and also vandalism. If your car is stolen, this is the coverage that replaces it.
What does my deductible apply to?
You choose a deductible that you have to pay before your coverage begins, but that only applies to comprehensive and collision coverage. You do not have to pay the deductible on a liability claim.
Get Auto Insurance Today
Contact Dobbs & Braddock Inc in Atlus, OK to get the answers to any auto insurance questions you may have.
People purchase homeowners’ insurance for the same reason they purchase health, automobile, or life insurance. It helps owners deal with the financial consequences if their home is damaged or if someone is injured on their property. If you live in or near Atlus, OK, we at Dobbs & Braddock Inc. can provide the protection you need for your home.
Home Insurance: What You Need To Know
Homeowners’ insurance covers most aspects of damage to your property, but not all. The most common exclusions are related to floods, war, large-scale disasters, normal wear and tear, negligence, or risky items like trampolines.
Examples of events not covered by homeowners’ insurance are:
- Acts of war
- Nuclear accidents
- Sewer backup
- Water damage
Homeowners’ insurance is necessary because it offers financial protection against the loss of your most valuable asset, your home. It also covers your personal property and all your assets in the event you are sued for damages if someone is hurt on your property.
You are legally required to purchase automobile insurance. It isn’t the same for homeowners’ insurance. The law does not require it on any level, from local to federal. But mortgage lenders usually require a homeowners insurance policy to be purchased before they fund the mortgage. A lender takes precautions to protect their money and a wise homeowner will want the same protection.
Get Home Insurance Today
Liability insurance and hazard insurance are combined to make up homeowners’ insurance. A knowledgeable and experienced group of professionals can explain all the differences and benefits of a homeowners’ insurance policy. Contact the insurance professionals at Dobbs & Braddock Inc. in Atlus, OK get answers to your questions regarding the correct level of protection necessary to cover your home, property, and possessions. You will be glad you did.
Dobbs & Braddock Inc. in Atlus, OK is here to offer you expert insurance advice on recreational insurance and other coverages. If you’re planning on taking your ATV out for a spin, you’ll need to know how to transport it safely. Whether you’re using a trailer or hauling it in the back of a truck, there are a few things you should keep in mind.
Here are some tips for safely transporting your ATV:
Prepping your ATV for hauling
First, remove any loose items from the ATV that could fall off during transport, such as gear bags or hunting equipment. Next, secure the ATV to the trailer using straps or ratchet tie-downs. Be sure to distribute the weight evenly and secure the ATV to prevent it from shifting during transit. Finally, cover the ATV with a tarp or other protective material to keep it clean and dry during the journey.
Hauling on a pickup truck
An ATV can be driven up a ramp and onto the truck’s bed. Once the ATV is in the bed, it can be secured with straps or chains.
If you don’t have ramps, you can haul an ATV in the bed of a pickup truck by using a winch. First, secure the ATV to the winch using a strap or rope. Next, attach the winch to the front of the ATV and the bed of the pickup truck. Finally, use the winch to pull the ATV into the bed of the pickup truck.
Hauling using a trailer
The process of hauling an ATV using a trailer is relatively simple. First, you will need to attach the trailer to your vehicle. Next, you will need to load the ATV onto the trailer. Finally, you will need to secure the ATV to the trailer.
Dobbs & Braddock Inc in Atlus, OK offers a variety of insurance products for recreation enthusiasts. Call or stop by today to learn more!
Protecting everything that you have is important. You may not realize just how devastating it would be to lose everything you own. At Dobbs & Braddock Inc in Atlus, OK, we do realize and want to make sure that you understand how important renters insurance is to your financial security. As independent agents, we have more choices to offer and can get the best deals as well.
Renters Insurance FAQs
Doesn’t my landlord have insurance that covers me?
No, your landlord has insurance that covers their property, not your property. If you don’t have your own renters policy and your rental is destroyed, you will lose everything. Imagine losing all your clothes, your furniture, and your electronics. It would be devastating, not to mention expensive.
Does renters insurance have exclusions?
Yes, like most other types of insurance, renters insurance does have exclusions. It will not cover you for damage that results from flooding. It will not cover for damage due to an earthquake or sinkhole. If you own a dog that is on the list of excluded breeds, you will not be covered for liability.
What coverage does renters insurance provide?
Renters’ insurance typically provides three types of coverage. Content, liability, and loss of use.
- Content coverage will provide a certain amount to replace the personal items you had in your rental. You can choose the current value or replacement cost for how you will be reimbursed. It also covers your property when you travel with it.
- Liability protects you from the results of getting sued or having someone get injured while visiting your rental. It also covers legal fees.
- Loss of use will help to pay for a place to stay if your rental is damaged so badly it is not habitable.
Give Us A Call
Contact Dobbs & Braddock Inc in Atlus, OK to learn more about the benefits renters insurance provides.