I’m a small business owner with no employees. Do I need commercial insurance?

Small business owners have assets, expenses, and investments to protect, just like large business owners. As a result, it’s a good idea to protect your assets, investments, and your business as a whole. Commercial insurance provides coverage to suit the unique needs of your business, regardless of its size. Our Dobbs & Braddock Inc. team is committed to helping Atlus, OK, business owners understand the benefits of commercial insurance and get the coverage they need.  

What is commercial insurance?

Commercial insurance is coverage for business owners. It’s business insurance. Like personal insurance, it can be customized to suit the unique needs of your business. For example, commercial insurance can include auto insurance if you drive your car for your business. If you have an online business, commercial insurance can also include protection for your online business as well. Commercial insurance covers losses, liability, lawsuits, natural disasters, and many unexpected events. Business owners make monthly payments to secure coverage, as with any form of insurance. 

I’m a small business owner with no employees. Do I need commercial insurance?

If you have assets you want to protect and can’t handle an unexpected event, loss, or natural disaster out of pocket, commercial insurance is beneficial. Commercial insurance has many bundled areas of coverage that fit under the commercial insurance title. Business owners benefit from coverage for company vehicles, products, services, lawsuits, losses, and more. A commercial insurance policy is designed to fit your business’s unique needs and preferences. Regardless of the size of your business, commercial insurance can provide protection and benefits for many unforeseen circumstances and situations. If you have questions regarding commercial insurance, we’d happily answer them. Call us. We’re standing by.