Category: Health Insurance

Health insurance is one of the most important types of insurance coverage that consumers in Atlus, OK should have. At Dobbs & Braddock Inc., we are here to meet your health insurance needs.

The following are four things that you’ll love about having health insurance:

Being able to avoid financial problems that result from medical bills

Medical bills can be one of the most significant expenses that a consumer faces. In fact, consumers can be financially ruined if they experience a medical problem that requires costly treatment and they are not insured. 

With health insurance, consumers don’t have to pay medical bills out of pocket and can therefore avoid financial problems. 

Staying healthy thanks to preventive healthcare procedures

Health insurance covers the costs of many preventive healthcare procedures. These procedures are designed to keep patients healthy and prevent serious medical conditions. 

Choosing between various area healthcare options

Health insurance policies often give consumers a great deal of choice when it comes to where they get treated and what providers they rely on for treatment.

Consumers can choose the healthcare practitioner they choose if they purchase a health insurance plan that offers such flexibility. 

Avoiding stress over healthcare costs

It’s scary to face the possibility that you could struggle to pay for medical care you need to save your life because you don’t have health insurance. With health insurance coverage, you can avoid stress over this issue. 

Consult With Us

Get the health insurance you need in Atlus, OK. You can get in touch with us at Dobbs & Braddock Inc. to learn more about your health insurance options. Get in touch with us today, and we’ll provide you with a health insurance policy quote!

At Dobbs & Braddock Inc, serving the greater Atlus, OK region, we provide health insurance to residents in the state of Oklahoma. We also provide related tips for your overall well-being. Exercising regularly can be a difficult task to maintain, but it is beneficial for your health. Going to the gym is one of the best ways to get fit, stay healthy, and improve your physical and mental health.

Here are some tips from us for getting motivated to go to the gym: 

1. Set realistic goals:

One of the first things you should do when trying to motivate yourself to go to the gym is to set achievable goals – such as going three times a week or increasing your cardio routine by 10 minutes each time. Knowing what you need to accomplish will help keep you focused and motivated on going regularly. 

2. Find an exercise buddy:

Having someone who shares your fitness goals can be a huge motivator for going to the gym. Having an exercise buddy that holds you accountable and provides support can make all the difference in sticking with your fitness plan. 

3. Reward yourself:

After completing each workout session, reward yourself with something small like buying a new item of clothing or treating yourself to a healthy meal, this will ensure that you stay motivated and focused on achieving your fitness goals. 

4. Make it fun:

Working out doesn’t have to be boring! Incorporate activities that you enjoy into your routine such as running outdoors or playing basketball with friends at the park – this way you’ll look forward to getting active instead of dreading it!

Update Your Health Insurance Policy To Best Meet Your Needs

By following these simple tips, you can easily stay motivated and enjoy reaching your fitness goals! You also want to take a look at your health insurance coverage to ensure you have the right policy for your needs.

For more healthy living tips, call us at Dobbs & Braddock Inc today. We proudly serve the Atlus, OK area. 

Choosing your health insurance is stressful. It is so important for your healthcare during the next year that it may be tempting to just renew the insurance that you currently have so that you don’t have to think about it. That is fine if you are happy with your coverage. If not, you need to rethink your choice. At Dobbs & Braddock Inc in Atlus, OK we use our experience to help our customers find the right health insurance to meet their needs at a price they can afford. 

These days, most healthcare is managed, but what exactly is managed care, and what are the differences between the different types? 

What To Know About Managed Care

HMO (health maintenance organization)

With an HMO, you have a network of providers that you are required to use. Your care is managed by a primary care physician who you choose. In an emergency, you can go outside the network but expect to pay higher costs. Some medical procedures will require preapproval. 

PPO (preferred provider organization)

With a PPO, you will get the best rates for services if you stay within the network, but services received outside the network will be at least partially paid for. It gives you more flexibility if your favorite doctor happens to be outside the network. You will also need to choose a primary care physician within the network, 

POS (point of service)

A POS plan allows you the most flexibility. You have a network but you can choose your providers from within or outside the network. You will, however, get the best rates for services within your network. 

This is just a general description. Read the details carefully of any plan you are considering. 

Contact Dobbs & Braddock Inc in Atlus, OK when it is time to choose your health insurance. We are here to answer your questions and make any suggestions you may want. 

Health insurance protects you and your family in the event of an illness or injury needing medical attention. Though not required, those who choose not to have health insurance coverage could face some devastating consequences of their financial future. Medical bills can get costly, and though not expected, an accident in Atlus, OK can cause you to build up tens of thousands of dollars in medical debt. 

For information about health insurance and what can happen if you are not covered, call the experts at Dobbs & Braddock Inc. Their agents can discuss health insurance options and why you should purchase a policy today.

High Healthcare Costs

Without medical insurance, hospital and doctor visits can be expensive. Emergency room care often results in high health care expenses that need to be paid. An accident, broken bone, or diagnosis of a chronic illness could be financially devastating to you and your family. 

High Costs of Medication

Health insurance helps offset the high costs of medication. Those who do not have health insurance may find themselves in a situation where they cannot afford to purchase the medicine they need. Health insurance protects you and ensures your family receives the care and medicine they need. 

Fear of Future Illness or Injury

Some who do not have health insurance live in fear that they or a family member becomes ill or injured and needs medical care. This fear can lead to stress, panic attacks and can wear down your immune system causing the illnesses you fear. 

Loss of Savings

Medical debt can build up, resulting in you needing to pay for it out of your savings. Additionally, having to pay medical debt can prevent you from future savings. 

Those in Atlus, OK without health insurance should call Dobbs & Braddock Inc to discuss coverage options available.