Three Reasons You Need Renter’s Insurance

When you rent a home, you need to be well-protected by renter’s insurance. There are many types of coverage that are included in these policies.

When you rent and need to be covered, you can call us at Dobbs & Braddock Inc. in Atlus, OK. 

Three Reasons You Need Renter’s Insurance

It Covers Your Belongings

One of the main things that comes in your renter’s policy is coverage for your belongings in your home. You don’t need insurance that covers the dwelling, but you do need coverage for all of your possessions. If something serious were to happen that damaged the items in your home, this coverage can pay for you to get it all replaced. It can be highly expensive to replace everything on your own, so every renter needs a renter’s policy for this coverage. 

It Covers Your Liability

If someone were injured in your home, you would likely be liable for all of the bills that they have as a result of those injuries. This can include medical bills, ongoing therapy, and more. When you aren’t covered, all of those bills are paid from your own pocket. With renter’s insurance, the policy can pay those bills and protect you from the financial problems that could come from paying them on your own. 

It Protects Your Lifestyle

If a damaging occurrence causes a lot of damage to your rental home, it could seriously affect your standard of living. If your home becomes uninhabitable, your renter’s insurance could pay for you to stay somewhere else where you keep your standard of living while the repairs are being made. This isn’t coverage that many people think about, but it’s great to have it if you need it. 

Get Renter’s Insurance Today

When you rent and need an insurance policy, call us at Dobbs & Braddock Inc. in Atlus, OK.